An article in today’s New York Times reports New U.S. Home Sales Rise Sharply as Prices Fall. New home sales have now risen for three consecutive months and the 11 percent increase in June is much higher then had been predicted. The article points out the the recent uptick is a reversal of a three year trend in prices and sales.

Read the complete joint press release from HUD and the US Census Bureau NEW RESIDENTIAL SALES IN JUNE 2009

Do you think the new homes market has hit bottom and will continue to recover? Tell us what you think.

American Home Guides has the best real estate listing across the United States. We also have the inside track on what the American Real Estate Market is Doing. AHG’s Mortgage section features an up to date look at today’s trends and why it is time to buy your new home.

The continuous drop in housing prices has kept buyers at bay, waiting for the market to hit the ground before investing. While there are never any guarantees with market trends, it is becoming increasingly apparent that there are trends suggesting now is the time to buy.

The American real estate market is finding rising home sales in most sectors of the country. Overall, April, 2009 saw the highest increase in seven months of home sales in the United States, according to Realty Times. This increase is reflected by a 6.7% increase in home sales across the US.

The Northeast up 33%, the Midwest up 10%, the West up 2%, and the one market showing no growth was the South which is down only .2%. Overall these factors indicate that an overall increase has started to register in home sales nationally. This also makes three months of increase.

Another factor indicating now is the time to buy is the fact that…………………………

To Read Complete Article, Please Visit AmericanHomeGuides.com

The ripples of a pebble on the water’s surface are evidence of its actions. The ruptured area radiates with proof of the rock’s exploits. Credit works in a similar manner. It radiates as proof of your financial actions entered into for all to see. It leaves a tide of effects on the surface of your financial future that can either help or hinder the home buying process. If your ripples mark the struggle to maintain a positive credit score, there are 10 ways to smooth out your credit in a relatively short amount of time.

1. Know your score

Check your credit reports from all three credit reporting agencies and make sure there are no inaccuracies or out-dated information listed. Ensure that all closed accounts are listed as such and the credit limit on your cards is reported correctly. Higher spending limits mean a higher rating for you.

2. Pay your bills on time

As obvious as this seems, late payments are the most common piece of negative information on a credit report. Make sure to pay at least the minimum payment each month to your mortgage, car loan or credit card account. Many card companies even offer automatic email reminders.

3. Keep credit card balances down

Though a high spending limit looks good on your credit profile, actually using more than 35% of it does not. Regardless of how high you can go and how devoutly you pay, try to keep those balances low.

4. Don’t close unused accounts

Credit history counts considerably towards your score and healthy, long-standing accounts are important. If you have credit cards you don’t use, put them out of reach and reap the benefits of a long-term relationship.

However, it is a good idea to use those cards every six months for a small purchase ($5 is plenty), because the credit card granter will often close your account if you have lengthy periods of inactivity. Mark a “Use all my credit cards to buy a candy bar” day on your calendar, and then be sure to pay the balance off right away. This will keep your accounts current and raise your credit score.

5. Only apply for needed credit

Resist the temptation of the 20% discount offer if you open a department store credit card. Unless it’s a big-ticket item that you’ll be paying over time, using existing cards for your purchases is a better idea. Remember that every time you apply for credit of any kind, an inquiry goes to one of the credit-reporting agencies and can stay on your report for as long as two years. Multiple inquiries in a short period can seriously reduce your score.

To read complete article, please visit AmericanHomeGuide.com

American Home Guides has their finger on the pulse of today’s real estate market. Buyers trust AHG’s reputation for quality and excellence. Now, with so much experience finding the perfect home for every type of family unit imaginable, American Home Guides has listed the most popular housing markets in the United States.

From major metropolitan areas to cozy small towns, American Home Guides has you covered. Search new home construction and new house builders in every area imaginable. Covering the great expanse of the United States is no small feat. Neither is ensuring that each home, builder, and community meets the high standards of AHG.

Now, finding that dream home is easier than ever. Search listings on what are you want to live. Also, enter in other information like what price range you are seeking. Whether you want a single-family home, luxury home, or even a condominium, American Home Guide is equipped to provide a wide range of choices.

American Home Guides is not only your one stop resource for viewing the best new homes and communities in the United States, AHG also offers valuable home buying tips and house hunting advice from all topics that interest you.

Find out now how the Home Seller Credit Could Save Real Estate Deals. No one likes to give money away, but a monetary credit from the seller to the buyer can solve a problem that might otherwise derail a home-sale transaction.

Seller credits can be useful when buyers are short of the cash required to make an offer. Let’s say you have enough saved for a 10 percent down payment. But you are shy the money needed for closing costs. Your purchase offer could include a provision for the seller to credit you an amount at closing to be applied toward your nonrecurring closing costs.

To learn more about the home seller credit, visit American Home Guide and read this exclusive article “Home Seller Credit Could Save Real Estate Deal”